How much income should you plan on needing when you retire? A financial planning rule of thumb is to figure on needing 70% to 80% of your pre-retirement income. That income is the income you'll be earning at the time you retire, not the amount you're earning now.
MAXXSAVER - A 'MUST HAVE' ACCOUNT....!!!
Designed to complement your financial needs
MAXXSAVER....THE IDEAL WAY TO GROW OUR SAVINGS..
* GUARANTEED annual income from 1st policy year...
* DOUBLE your guaranteed income every 5th policy year...
* Dividends to enhance your wealth accumulation....
* Lump sum benefit at maturity...
* Short saving term of 6 years....
KEY BENEFITS
* Guaranteed annual income of 3% of basic sum insured starting from 1st year policy anniversary.
* Double your guaranteed annual income to 6% every 5th year policy year.
* Additional potential annual dividend up to 3% of basic sum Insured.
* Guaranteed Saving Premium ONLY 6 years + GUARANTEED DIVIDENDS every year...
* Coverage Term up to 15 years, 20 years, 25 years or until 30 years.
Life is uncertain and people live with a full of worries......
The Earlier You Start The Easier It Is...
Is your EPF sufficient ?
How long can it last ?
If you accumulate RM 100,000 at age 55, you will have RM 7,904 * per year and RM 21.65* a Day. Can you live with RM 21.65 a day?
PRESENTLY, the retirement age in Malaysia is at 55 years for the private sector and 58 years for government employees. Except for the additional three years of service for government employees, the mandatory retirement age for employees has not changed since our independence more than five decades ago.
Life expectancy has increased tremendously over the years to 73 years today compared to when we became an independent nation in 1957. So, on average, a Malaysian will have almost 20 years of no work and no pay.
If you need more detail of the product, do email or sms to my number:
Kesavan Krishnan
014-6250226
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